A Review Of Online Payment Systems

A Review Of Online Payment Systems CHAPTER 1 INTRODUCTION In this Oligocene world, electronic ecommerce has grown explosively. According to Hof (2003), on 1994 with 6 million to 2003 which have approximately 40 million households in the United States alone made at least one consumer purchase from the internet, the advancements in computer technology and deregulation of financial markets especially in the payment system which for transfer money. Traditional payment systems are flexible instruments such as drafts, checks, credit card, debit cards, and documentary credit. Some payment systems had substantially a different appearance of payment that includes the credit mechanisms. Nowadays most of the users usually make the payment through electronic payment system. As we know Electronic Payment is a division of an e-commerce transaction offered through the internet for buying and selling goods or services and non-credit-card online payment systems. The appearance of e-commerce has created new financial needs that in many cases. Some of them using a way to fraud such as credit card fraud and subjected to more digital attacks. The awareness and knowledge about the electronic payment system are needed to prevent fraud to develop. An electronic payment system is needed for expiation for some information, goods and services, this information provided through the internet as a convenient form of payment for external goods and services on consumption of system resources, access to copyrighted materials and database searches (Clifford neuman,1999). Broadly electronic payment systems can be classified into two categories such as Online Payment Cards System and Electronic Banking Payment System. Each payment system has its advantages and disadvantages for the customers and merchants. These payment systems have numbers of requirements, example security, acceptability, convenience, cost, anonymity, control, and traceability (Sumanjeet, S., 2009). Electronic payment systems may be more expedient for international online business due to vary in credit card customer protection laws in different countries. The picture of e-banking in the United States is one of a wide variety of services used by a disparate number of consumers. Approximately 91 percent of United States households have a bank account and, of these, 93 percent have one or more Electronic Funds Transfer (EFT) features associated with their accounts. In 2003, the number of Automated Teller Machines (ATM) transactions stood at 902 million per month, up slightly from 2002 (EFT Data Book, 2003). In addition, by 2003, the number of point-of-sale debit transactions stood at 495 million per month, up 21 percent from 2002, and the volume of electronic payments in the United States in 2003 exceeded that of checks for the first time (Jane M. Kolodinsky, 2004). While consumers may be willing to adopt e-banking technologies, they also want assurance that problems will be resolv ed and that some transactions will remain personal (Goldfarb, 2001; Financial Technology Bulletin, 2000). Nowadays the e-banking system also very common on internet, it works by their retail, credit union, and virtual bank by secure the website to carry out the financial transaction by customers. Some e-banking goods and services are still infancy and going innovations build through the internet growing rapidly as a marketplace for the exchange of both tangible and information goods and services. Besides online marketing and internet usage are growing to be more advanced. Paying is not definitely paper currency on the transaction, because the transaction going substituent with the electronic payment system or the card. Multitudinous payment mechanisms suitable for use in this marketplace are in several stages of development. This research projects scope is limited to electronic payment systems which focused on the needs of consumers. As in usually the case with payment innovations, the success of the smart card will depend on market circumstances and cooperation among the banks. The proper timing of the introduction may depend on consumer readiness to use the new system, which will itself be largely due to prior experience and innovativeness (Andreasen, 1991). The Numerous Payment Systems have been pervasion on the marketplace, the new system prepared to accept by better consumers. To the level that consumers have experience with previous systems, the responsiveness and information of a new payment system will be facilitated. Lastly , this research project is a key of understanding of consumer behaviour and their payment choices, and also the factors that influence the consumer choose to use e-payment. Moreover, this research project oration the usage of the electronic payment system provided a brief literature review on electronic payment and purpose to explain the determinants which affect the usage of users towards electronic payment system. 1.2 History of Electronic Payment System In late 1970s technology such as Electronic Data Interchange (EDI) and Electronic Funds Transfer (EFT) to promote e-commerce transactions, authorized to operate in order to promote, such as purchase orders or invoices for electronic business documents. In 1979, Michael Aldrich contrived a technique as e-commerce; the technique was about online shopping to allow consumers and business through online transaction processing to shop from home and to trade with other business. In 1980s the enlargement and receipt of credit cards, automated teller machines (ATM) and telephone. The first ATMs machines use of magnetically prearranged plastic, the money could not automatically withdraw from users accounts were off-line machines. So the customer would perhaps be apprehensively to let a machine handle their money. But the cards used an encoded magnetic strip, making them safe and reusable. Consequently, just the only customers with good credit history were able to use ATMs. Therefore nowadays the ATM industry Association states that there will 1 billion of users using this transaction in ATMs. Almost 80 percent belong to the private sectors (Commercial Union ATM, 2000). The process of conventional payment system and settlement involves a buyer-to-seller transfer of cash or payment information such as cheque and credit card. The actual settlement of payment takes place in the financial processing network. A cash payment requires a buyers withdrawals form his or her bank account, a transfer of cash to the seller, and the sellers deposit of payment to his or her account. Non-cash payment mechanisms are settled by adjustment such as crediting and debiting the appropriate accounts between banks based on the payment information conveyed via cheque or credit cards. Non-cash payment requires three separate elements. The buyer must have an agreed means of payment authorization and restructuring its bank to affect a transfer of funds. The sellers bank and buyers bank need an agreed method of exchange payment instructions. This is referred to as payment clearing (Singh Sumanjeet, 2009). The process of electronic payment systems have been in operations since 1960s and have been expanding rapidly as well as growing in complexity. After the development of conventional payment system, Electronic Fund Transfer (EFT) based payment system came into existence. It was first electronic based payment system, which does not depend on a central processing intermediary. An electronic fund transfer is a financial application of Electronic Data Interchange (EDI), which sends credit card numbers or electronic cheques via secured private networks between banks and major corporations. To use EFT to clear payments and settle accounts, an online payment service will need to add capabilities to process orders, accounts and receipts. But a landmark came in this direction with the development of digital currency. The nature of digital currency or electronic money mirrors that of paper money as a means of payment. As such, digital currency payment systems have the same advantages as paper c urrency payment, namely anonymity and convenience. 1.3 Problem of Statement Despite the rapid development of electronic payment systems, innovative services, but still faces some challenges. Business e-markets as herald fundamental changes in the source and the computer-assisted alternative to existing market arrangements for trading in practice (Malone et al., 1989). Areas of impact include online catalogues, multimedia mail, electronic payment, brokering services and collaborative engineering. Initial implementations of electronic commerce have focused on the provision of telecommunications-based infrastructure in support of Internet-oriented services and electronic payment systems (Kohala Coast, HI 2009). Electronic payment systems should offer at least as much confidentiality as traditional payment systems currently do. The goal of this requirement is that payment data should not be exploitable in order to obtain more precise or more comprehensive information about involved entities example payer profiles. Thus, confidentiality properties of electronic payment systems can be distinguished regarding which information they reveal to which parties. Confidentiality of payment information against other parties can be achieved by encrypting communication which is no specific property of payment systems. Note that confidentiality in electronic payment systems cannot prevent information flows which may happen outside an electronic payment system among involved parties for example by observing communication networks, or revealing data in further commercial interactions (Fiat, Naor 1990). Security are keys for the successful implementation of the payment system, electronic payment security has missed out on a lot of technical innovation improvements seen in other industries. But as levels of fraud continue to increase, so too will the cost to the consumer. If this problem is not addressed, credit cards and electronic payments may become an unviable option for consumers (Benjamin Graham, 2003). (Please add research questions before research objectives) 1.4 Research Objectives Basically, there are several objectives for this study. This research project carries the objectives are as the following: To determine the awareness level of electronic payment systems To identify the factor that influences the usage of e-payment systems. To determine the current usage level among usage and the application of the electronic payment system. 1.5 Significance of the Study The significance of the study is to study about the awareness of electronic payment system for university private student which is Multimedia University in Melaka. In this research will study on various independent variables affecting the awareness of electronic payment system for student which are personal factors, demographic factors and type of benefit whether can affect Melaka private university student on their awareness of usage of electronic payment system. Many people do not aware of the importance of electronic payment system to more easy complete on their financial transaction. Nowadays the computer enables us to access all the money in the world, even we carry a credit card we could around the world. Using the electronic payment system could let us enjoy much better life. Lastly, the significance of this study would definitely be in accordance with the objectives mentioned earlier. 1.6 Scope of the Study This research will focus on the awareness and usage of electronic payment system among Multimedia University students in Melaka campus. The assumption that can be made by survey conducted using random sample to obtain the primary data. Survey instrument is in questionnaires form. In order to achieve the objective of the study, the questionnaires question will be set based on research objective and hypotheses statement. It is to ensure that the data that had been collect are useful and can be analyzed. 1.7 Organisation of Research Project This study is divides into five chapters as follow: Chapter 1, Introduction, introduces general information of electronic payment system. It also covers the history of electronic payment system, problem statement, research objective, significance of the study, scope of the study and limitations of study. Chapter 2, Literature Review, presents the state of electronic payment instruments and type of credit card, debit card, electronic purse card and electronic banking. This chapter reviews how the previous researchers summarized the relationship between usage of electronic payment system with behavior and perception of users towards the electronic payment system. Chapter 3, Methodology is telling the method of investigation. This chapter describes the conceptual framework that as the basis for designing a questionnaire to conduct an empirical study. Chapter 4, Result and Discussion, after the survey is done, a discussion is conducted to verify the result obtained. Chapter 5, Conclusion and Recommendation, summarizes the main result and provides the contributions of the study. Recommendations and limitation are being provided.

The Affliction Of Polio In Africa Biology Essay

AbstractionThis essay investigates the grounds why Goma ( in DRC ) is more affected by infantile paralysis than Gisenyi ( in Rwanda ) . The two parts on which the probe is about are neighbors ; they have the same clime and the same geographical construction. This probe was carried out utilizing field work. I started my probe by inquiring inquiries to physicians so that I would hold more thought of what infantile paralysis was. After that, I selected the factors I would look into on in order to cognize why Goma is more affected by Polio than Gisenyi. The factors selected are: the environmental factors, handiness of wellness attention and the cognition the population has about infantile paralysis. For the environmental factors, the clime and the hygiene were considered and investigated on. In the instance of the handiness of the vaccinum, I asked inquiries to the people in charge of the inoculation plans in each part. For the cognition about infantile paralysis, inquiries were asked to 70 female parents in each part about their consciousness about infantile paralysis. The decisions I drawn from this probe is that neither the handiness of the vaccinum nor the consciousness of the population contributes to the difference in infantile paralysis instances between the two parts. Amongst the environmental factors merely the hygiene contributes to the difference in infantile paralysis instances between the two parts. The chief ground why Goma is more affected by infantile paralysis is that the population there is populating without holding basic demands and in add-on to that, non all the kids are vaccinated. The poorness stops the parents from boiling the H2O before giving it to their kids and the war is doing the parents move from one topographic point to another and as a consequence, the kids do non acquire all the three doses of the vaccinum which makes them susceptible to acquire infantile paralysis.Introduction:Poliomyelitis or infantile paralysis is an infective disease caused by a virus that was foremost discovered in 1909 by Karl Landsteiner ( 18 68 -1943 ) . Polio largely affects kids that are less than five old ages old. Polio is eradicated in Europe, in USA, and in Australia since the 1990 ‘s[ 1 ]. However there are still some instances of infantile paralysis in Asia and really many instances in Africa. The virus that causes infantile paralysis is known as the poliovirus. The poliovirus is a really contagious virus that can distribute really easy and really rapidly from one individual to another.[ 2 ]The incubation period of infantile paralysis can be really short ( 4days ) or long ( 14 yearss ) .[ 3 ] The poliovirus can merely infect worlds. It is really common in tropical climes and during summer in temperate clime ; it is rapidly inactivated by heat.[ 4 ]The poliovirus can populate in an environment that has a temperature between 18 A °C and 40 A ° C There are two chief types of infantile paralysis: the first type is caused by the wild infantile paralysis. This is the 1 in the environment, the one people get by imbibing contaminated H2O or by being in contact with contaminated fecal matters. The 2nd type is the vaccinum infantile paralysis. This is the infantile paralysis people get because of the vaccinum that contains weak poliovirus. This happens when for illustration a kid who was ill and has non recovered yet is vaccinated. In this instance the immune system of the kid is weak and ca n't battle the weak polioviruses. The difference between the two types of infantile paralysis is that the wild infantile paralysis causes a palsy that is non reversible while the palsy caused from the vaccinum infantile paralysis is reversible significance that the individual can go normal once more after few yearss. Poliomyelitis can distribute in different ways. The most common manner is the fecal unwritten transmittal ; the other manner is the unwritten -oral infantile paralysis transmittal[ 5 ]. The fecal unwritten transmittal is when a individual is in contact with the fecal matters of an septic individual. It occurs in countries where the hygiene is hapless. In countries where the sanitation is better, the spreading will happen utilizing the oral- unwritten transmittal which occurs when an septic individual sneezes or coughs in the presence of non-infected people. In this instance the non- septic individual will be in contact with droplets or spit. Insects such as flies can besides be agents of transmittal of the virus.[ 6 ]The virus can besides distribute through contaminated nutrient and H2O.[ 7 ]Not all the people that are in contact with the poliovirus acquire ill. They will merely hold something that looks like a bad cold. Those people can move as bearers and can infect other people. O nce a individual is paralysed, that individual ca n't pollute the others. The individual is merely contagious during the incubation period of the poliovirus. The virus can come in the being through the air ( nose, larynx, amygdales, ) but largely it enters the being through the digestive system.[ 8 ]When the virus is in the being, it develops and multiplies in the bowels and so goes to the nervous system where it causes a palsy in few hours.[ 9 ] The poliovirus can impact three different parts of the organic structure. The first portion is the encephalon ; in this instance the individual affected dies. The 2nd portion is the respiratory system, cut downing the external respiration capacity of the septic individual. This largely consequences to decease if the individual does non hold aid from take a breathing machines. The 3rd portion is the legs. In this instance the virus amendss merely the nervousnesss that control motions. The palsy caused by the poliovirus is known as a floppy Paralysis. The individual will non be able to walk unless assisted with crutches or with prosthetics. In Africa, the bulk of the instances of infantile paralysis are coming from hapless households. Those who have their respiratory system affected by infantile paralysis merely die because they ca n't afford to purchase the setup assisting to breath. For those who have the legs paralysed they ca n't purchase the prosthetics which cost around 350 $ ( this being the cheapest ) . Most of the paralysed people merely hope that person takes attention of them or in most instances they become mendicants on the street because their households think they are a charge and do n't desire to take attention of them. Poliomyelitiss can non be cured. Since infantile paralysis is caused by a virus, the antibiotics do n't hold any consequence on it. In order to kill the poliovirus, the host cell has to be killed besides. The lone thing the physicians can make is to bring around the symptoms such as febrility. When a kid becomes paralysed the lone thing that can be done is the rehabilitation. The fact that infantile paralysis can non be cured does non intend that it ca n't be prevented. One of the bar methods used is inoculation. The vaccinum for infantile paralysis is unwritten. It contains weak polioviruses. Four doses have to be given for the vaccinum to be effectual. The first dosage is given at the birth ; the 2nd 1 is given when the babe has 6 hebdomads, the 3rd at 10 hebdomads and the 4th and last dosage at 14 hebdomads. Another bar method that can be used is to imbibe poached H2O. In Africa, people in the small town acquire the H2O they need from the lakes and rivers near their houses. The H2O from the lakes can be really unsafe because it is the same H2O in which people wash their apparels and many people do their fecal matters near the H2O. If person is affected by infantile paralysis and realeases his/her fecal matters in the H2O, the poliovirus will travel in the H2O and will impact the kids who will imbibe that H2O. In order to avoid that, the parents should boil the H2O before giving it to their kids. In that manner non merely the poliovirus will be killed but besides all the other viruses and bacteriums that was in the H2O. In this essay we are traveling to see what can do two parts have different infantile paralysis instances. To look into this, I have chosen the part of Goma ( in DRC ) and the part of Gisenyi ( in Rwanda ) . This is deserving look intoing because infantile paralysis can be contaminated through the air and the fact is that there ‘s a batch of contact between the populations of the two parts. Since there ‘s a batch of contact between the two populations and that infantile paralysis can be transmitted in the air the inquiry is why one portion of the population is more affected than the other? The part of Goma and the part of Gisenyi are neighbors. They are non in the same state ; Goma is in DRC while Gisenyi is in Rwanda. Both the parts have the same geographical construction. Both are hilly and portion the same lake: Lake Kivu. Even though they have the same clime and geographical construction, the two parts are non affected in the same manner by infantile paralysis. The part of Goma is more affected by infantile paralysis than the part of Gisenyi. In fact most of the kids in Goma are affected by infantile paralysis while in Gisenyi the opportunity of holding a kid affected by infantile paralysis is approximative to 0 % .What makes the part of Goma more affected by infantile paralysis than the part of Gisenyi?Many things can do these two parts so different in the manner infantile paralysis affect them in this essay, three factors were used to look into why Goma is more affected by infantile paralysis than Gisenyi. Three factors are: The environmental factors, handiness of the vaccinum and wellness attention, and the consciousness amongst the people. The environmental factors For the environmental factors the clime and the hygiene will be considered. The clime of the two parts is the same ; hence, the clime can non be among the grounds why the rate of infantile paralysis is different in the two parts. They both have the same temperatures and clime. Since Goma and Gisenyi have the same clime this can non be a ground why Goma has more infantile paralysis instances than Gisenyi. The handiness of public lavatories for the people who do n't hold modern houses with lavatories in them and a good hygiene can be included as an environmental factor. The usage of public lavatories is one of the preventative methods used to avoid infantile paralysis. The public lavatories are suggested because most of the people do n't hold the capacity to construct houses with lavatories. In Gisenyi and Goma the public lavatories are available but they are in really bad conditions ; due to that people do n't utilize them. Most of the kids and the parents let go of their fecal matters near the Lake Kivu, in which they go to bring H2O. This increases the rate of spreading of infantile paralysis particularly if the non-vaccinated kids drink the H2O from the lake straight without boiling it and that the H2O contains the infantile paralysis virus. The image below shows kids from Goma bringing soiled H2O. Picture nA ° 1 ( From my camera ) The fact is that in Goma most of the people live either in a refugee cantonment or in really hapless conditions. Those who live in refugee cantonments do non hold good sanitation installations. There are many people populating in a little country ( eg: two households in one collapsible shelter ) which facilitates the spreading of diseases such as cholera and infantile paralysis among the kids. The other 1s who do n't populate in refugee cantonments live in really bad conditions because of the war and the insecurity. Refering the hygiene there ‘s a large difference between the two parts in the sense that in one ( Gisenyi ) people have reasonably acceptable life conditions which enables them to hold a good hygiene while in the other ( Goma ) people are populating in bad conditions which makes them non able to hold a good hygiene. The handiness of the vaccinum and wellness attention The handiness of the vaccinum and wellness attention are finding factor in the sense that if the vaccinum for infantile paralysis is available, fewer kids will be affected by infantile paralysis. This besides include whether people can afford to pay for the vaccinum or non. In Rwanda, the vaccinum is available and free for everyone. Therefore in Gisenyi, which is one of the parts of Rwanda, the vaccinum is available and free. In Goma the vaccinum is besides free. In fact people from the public wellness section are sent to near the parents to immunize their kids. In both the parts the medical Centres are near to the people. One difference is that in Gisenyi the population has an insurance provided by the authorities in order to ease the entree to medical attention while in Goma the people have to pay for themselves. The fact that the vaccinum is available in Gisenyi explains why there are few instances of infantile paralysis. The inquiry now is to cognize why there are more instances of infantile paralysis in Goma when the vaccinum is besides available and free at that place. The 2008 statistics by Unicef showed that in Rwanda, 95 % of the kids where immunized against infantile paralysis while 89 % merely were immunized in Congo.[ 10 ] Public consciousness about infantile paralysis If the vaccinum is available the figure of kids affected by infantile paralysis will depend on the figure of kids who were vaccinated. The figure of kids Vaccinated will depend on how cognizant parents are that their kids have to be vaccinated. There is no point of doing the vaccinum available if the parents do n't take their kids for inoculation. This can be a ground why Goma has more kids affected by infantile paralysis than Gisenyi. If the parents in Gisenyi are more cognizant about infantile paralysis than the 1s in Goma this can explicate why the kids in Gisenyi are less affected by infantile paralysis than the kids in Goma. In order to look into that, few inquiries were asked to parents holding kids less than five old ages old in the two parts. 70 parents from each part were asked the undermentioned inquiries: Make you cognize what infantile paralysis is? What do you cognize about infantile paralysis? Are your kids vaccinated against infantile paralysis? What do you make when your kid is ill? Make you boil or set chemicals in the H2O before giving it to your kids?[ 11 ]PRIMARY DATAThe following tabular array shows the consequences got in the different parts Table nA °1GisenyiGomaNumber of parents cognizing about infantile paralysis 0 2 Number of parents that have some thought about infantile paralysis 27 39 Number of parents that have no thought about infantile paralysis 43 29 Number of parents that take their kids for inoculation 67 59 Number of parents that do n't take their kids for inoculation 3 11 Number of parents that take their kids to the physician when they are ill 64 33 Number of parent that leave their kids place when they are ill 4 29 Number of parents that take their kids to witchdoctors when they are ill 2 8 Number of parents who boil or put chemicals in the H2O before giving it to their kids 41 8 The undermentioned graph shows us the consequences gotGraph nA °1From the graph above we can see that refering the cognition about infantile paralysis the parents in Goma are more cognizant about that disease than the parents in Gisenyi. We can see from the graph that there are more parents in Goma who really know what infantile paralysis is than in Gisenyi. Most of the parents in Gisenyi have no thought of what infantile paralysis is. Some parents even thought that it was a disease caused by malnutrition. The fact that more kids in Gisenyi are vaccinated than in Goma can explicate why there are more instances of infantile paralysis in Goma than in Gisenyi. However that is non all. From the consequences we can see that there are more parents who take their kids to the physician when they are ill in Gisenyi than in Goma. This is because in Gisenyi the parents have insurance and can afford to take their kids to the infirmary when they are ill. In the instance of Goma, the parents do n't hold any insurance and have to pay for themselves. When the parents in Goma were asked why they do n't take their kids to the physician when they are ill, most of them said that they ca n't afford to take their kids to the infirmary. The fact that there are more childs vaccinated in Gisenyi than in Goma can be explained by the fact that less parents in Goma go to the infirmary. Because they have to pay for themselves, they do n't take their kids to the infirmaries believing that they ‘ll hold to pay for the vaccinum. We can see from the statistitics that about 16 % of the female parents do n't take their kids to the infirmary. The fact is that some female parents do n't even give birth in the infirmaries. If they did, the kid would automatically have the first dosage of the vaccinum and the female parent would be told that the vaccinum is free. The households in Goma do n't hold a beginning of gross. Some were husbandmans but can no longer cultivate their farms because they live in refugee cantonments. In fact they ca n't cultivate even if they leaved outside the refugee cantonments because Goma is a part of high volcanic activity. The bulk of the land is covered with larva, there ‘s no manner to works anything at that place. In add-on to that, there are more parents in Gisenyi who boil the H2O or put chemicals in it before giving it to their kids. To the parents who do n't boil H2O or put chemicals in it were asked why they do n't make that. Most of the female parents in Gisenyi answered that â€Å" since I was immature I ne'er drunk poached H2O and I ‘m healthy, why should my kid acquire ill if I did n't. † those in Goma explained that they ca n't afford to make that but if they could, they would boil the H2O before giving it to their kids. The kids in Goma drink H2O that is non purified and are non vaccinated. This is why they get infantile paralysiss while for the kids of Gisenyi, they drink poached H2O and even for those who drink H2O that is non boiled have the insurance that they are vaccinated and that they wo n't acquire polio. There are no instances of infantile paralysis in Gisenyi, so, there ‘s no 1 to convey the disease. The consequence got from my research can be supported by the unicef statistics about the sanitation, and improved imbibing H2O in Rwanda and in Congo The tabular array below shows the studies from unicef about the sanitation installations and imbibing H2O. This besides includes the % of kids vaccinated against infantile paralysis.[ 12 ]Table nA °2Rwandese republic Zaire % of population utilizing improved sanitation installations in the rural countries 47 % 19 % % of population utilizing improved imbibing H2O installations in rural countries 61 % 35 % % of kids immunized against infantile paralysis in entire 95 % 89 % The fact that the parents in Goma have some thought about infantile paralysis is supposed to do Goma less affected by it than Gisenyi where the parents are non cognizant which is non the instance. This can be explained by the fact that in Goma, even though the parents have some thought about what infantile paralysis is they do n't take their kids for inoculation. The parents in Gisenyi take their kids for inoculation. Most of the parents in Gisenyi do n't cognize why they have to immunize their kids they do it because they were told to make so and that since the vaccinum is free, they do n't free anything by taking their kids for inoculation. For the parents in Goma their job is that they are non stable ( i.e. : they move from one topographic point to another ) . Because of the war and the insecurity in Goma, the population keeps traveling. My theory is that due to the instability of the population in Goma, parents do n't take their kids for inoculation. That would explicate the fact that even thought the parents are cognizant about infantile paralysis, they do n't take their kids for inoculation doing them vulnerable to that disease. To verify whether my theory is true, I asked 50 parents from each part some inquiries about their manner of life. The inquiries asked are: Where make you populate? Make you populate in a refugee cantonment or in your ain house? How frequently do you travel ( go forth your house or refugee cantonment ) ? What is the ground of your instability? * When you move do you believe about taking your kid for inoculation? *[ 13 ] The tabular array below shows us the consequences gotTable nA °3GisenyiGomaNumber of parents populating in a refugee cantonment 0 13 Number of parents populating in their ain house 50 37 Number of parents who stay in the same topographic point during the whole twelvemonth 41 28 figure of parents traveling one time in twelvemonth 2 3 figure of parents traveling twice a twelvemonth 7 4 figure of parents traveling more than twice a twelvemonth 0 15 Number of parents taking their kids to inoculation after traveling 1 2 The tabular array below shows the consequences in %Table nA °4GisenyiGoma% of parents tliving in a refugee cantonment 0 % 26 % % of parents populating in a house 100 % 74 % Overall % of parents traveling at least one time in a twelvemonth 18 % 44 % % of parents taking their kids for inoculation after traveling 11.1 % 9.09 % The graph below shows us the consequences got:Graph nA °2The consequences got support my theory that the parents in Goma do non take their kids for inoculation due to the instability. We can clearly see that in Gisenyi all the parents live in their ain house which is non the instance for Goma. My consequences besides show that there are more parents in Goma who leave their places compared to Gisenyi. The instability of the parents is caused by different grounds in the two parts. In Goma the instability is non merely due to the war, it is besides caused by the volcanic activity while in Gisenyi, the instability of the parents is due to their work ( ie: move from one topographic point to another harmonizing to seasons ) . More parents in Gisenyi think about taking their kids to inoculation compared to Goma. This could explicate the fact that more kids are affected by infantile paralysis in Goma in the sense that more kids in Gisenyi receive all the doses of the vaccinum compared to Goma. In Goma, when the parents are obliged to go forth the country because of the war, they do n't hold the clip to take the kid for the 2nd dosage because they are busy seeking to last in hard conditions, and since the vaccinum is non effectual if all the four doses are non given, their kids are susceptible of holding infantile paralysis if they are in contact with the poliovirus.Decision:With all this we can reason that Goma is more affected by infantile paralysis than Gisenyi because most of the kids in Gisenyi are vaccinated which is non the instance in Goma. The fact that more kids are vaccinated in Gisenyi than in Goma is non due to the handiness of the vaccinum and the consciousness of the parents, it is because in Goma, the parents are more bemused by lasting than by taking their kids for the inoculation. The war is doing the population in Goma live in really hapless conditions. Their kids do n't have all the four doses of the infantile paralysis vaccinum which makes them vulnerable to polio. The deficiency of hygiene in Goma particularly in the refugee cantonments explains the fact that there ‘s more infantile paralysis in Goma than in Gisenyi. The fact that the kids lack hygiene and unrecorded together increases the rate of spreading of the disease. Apart from the fact that there is war in Goma, the people are besides hapless. They do n't hold the clip to take attention of their kids. Most of the parents have many kids and ca n't take attention of them. They are busy the whole twenty-four hours seeking to acquire some money to feed their kids. When their kid is ill, they either leave the kid place or pray he will be all right shortly or if the disease is grave, they take the kid to the traditional physicians who are less expensive than the modern physicians. Harmonizing to many parents the traditional physicians are more effectual than the modern physicians because they are inexpensive and that they use herbs to bring around, which are better than the pills given by the modern physicians. Most of the parents in Goma cognize how their kids can acquire polio and they know how to avoid it but they merely do n't hold any pick. They ca n't afford to boil the H2O or to set chemicals in it. The ground why Goma has more polio instances is largely due to the war and to the instability of the population. We can see that clearly from the fact that the parents in Gisenyi are less cognizant about infantile paralysis, but since they are stable and that they were told to take their kids for inoculation they take them. They besides have the ability to purchase wood to boil the H2O. The hazard now is that since Goma and Gisenyi are neighbors and that there are refugees from Goma in Gisenyi, infantile paralysis will distribute and impact kids from Gisenyi besides. That ‘s why the female parents in Gisenyi are sensitised to immunize their kids. Some of them do n't see the intent of inoculation and do n't cognize the hazard they are taking. Because of that, infantile paralysis which was eradicated in Rwanda might come back if all the kids are non vaccinated. Since the two parts portion the same lake and that kids do their faces in near the lake, there ‘s a opportunity that the infantile paralysis virus might distribute through the H2O if the kids drink the H2O without boiling it.

It 236 Navigation Checkpoint

Check Point: Navigation University of Phoenix/Axia IT 236 January 11, 2010 Benjamin Reine Well the design of my page really is going to be determined on the amount of time I have to complete the assignment/ webpage. I would like it to function like a lot of the website which I go to. I will try to explain the things they do right and the things which are annoying but are set the way they are for security reasons. The first website I will describe is the PayPal website. I visit this website a lot (I have been doing a lot of shopping on eBay lately) and have come to love how easy it is to navigate their website.They also seem to have a lot of security built into their website. For instance if a user sits around on one page for too long it will automatically sign them out and they will have to sign back in. I think this is a great security feature, although it can be a little annoying to have to sign back in. This feature is only useful for banks and websites that deal with sensitive in formation but I feel my website should not feature that but still have some sort of security feature in it. At the current moment I do not know what security features to use with my web page final.Another website I visit a lot and have many features I want to include in my assignment is tiger direct and Newegg. The way the website is setup is awesome and easy to use. Everything is so organized (which is how I want my website to be). They have some flash animations playing showing deals and contests and also have gifs. I included a picture of Newegg’s layout (that is the main page when you first enter the website) and as you see at the top of the website are the categories of everything on the website.As you go over each you section on the top the open to reveal items for that specific section such as computer parts having towers, DVD drives, hard drives, etc. Electronics would have consoles, televisions, mp3 players, etc. This is how I would like my website to function but th e way it seems it may not come to be (I do not know how to create a java menu like that) due to time restrictions and self doubt. Maybe I will get over it and try it but maybe not (time constrictions are the getting the best of me). Another feature I would like to include in my webpage’s is the contact me section at the bottom of a lot of websites.This is important because this would be how users and patrons get in contact with you if problems persist or they want to give suggestions on how to make the website much better. It would include an email or two and maybe a telephone number to get in contact with. Another feature that I saw that really interested me was the way that tiger direct and Newegg’s websites both try to incorporate thee users into contests so they may come back to the website to purchase more items (it is kind of like a advertisement per say) and garner more revenue.This would be a great feature to add to a lot of websites (many of which need this ki nd of thing but never incorporate it). I would add such a thing but since the website is an assignment I will not add it. The last thing that catches my attention on these two websites is the way they use their fonts and wording. I like the way they are setup and how they flow with the page and are not all over the place. I think the website users times new roman as its main font but I may be wrong.I will be using times new roman and probably comic sans for my final. I think it would fit with the type of website that I am trying to do here. I just need to figure out how to incorporate webpage’s to pop up when they are chosen (like going and clicking on forum and it should take you to forum; I do not know how to do that yet). Hopefully by the time week 9 is around to me I can figure it out if not I will instant message my teacher in order to receive some help.

Margaret Atwood s An End Of Audience Essay - 1924 Words

â€Å"Communication leads to community, that is, to understanding, intimacy and mutual valuing.† This quote by Rollo May demonstrates the importance of communication, it is how people get to know each other and grow closer as a community, or a family. Can you be a community without communication? Communities are made of people from all around the world, people with different backgrounds and upbringings, which leads to miscommunication throughout everyday life. The function of communication is a commonly debated topic, Margaret Atwood’s, â€Å"An End to Audience?† She focuses on the concept that writing is in danger of becoming extinct due to the miscommunication among cultures. Dean Barnlund’s, â€Å"Communication in a Global Village,† the main focus is on the cultural integration and the misperceptions that occur when communicating between foreign cultures. Both have common ties in communication, or the lack of. The changes in communication are due primarily to enhancements in technology and through cultural integration. The constant metamorphosis tends to disassemble the primary goals of communication, which are to bring the community together and to coexist and prosper with one another. Communication is what creates communities, hence the root commun, therefore, as a whole the community must come together to search for the solution; how does one clearly communicate to everyone? Look left, and look right, no one around you is the same. Everyone comes from a differentShow MoreRelatedLeda And The Swan Poem Analysis1260 Words   |  6 Pagespast, present, and future. Enlightening the audience of the mystical tales about Greek gods and goddesses that depict the cynical dehumanization and assault of women, and as well as the scenic mountains of Vermont, where an incident and the death of a young man is symbolic to the constant warfare that the soldiers endure daily. 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